Jeff Flanery, Cambria Mortgage

Jeff Flanery, your Reverse Mortgage Counsultant

  • 13 years experience
  • Cambria Mortgage is a Minnesota family owned business
  • Professional in-home consultation to help you decide if a reverse mortgage is right for you.

About Jeff Flanery….

I most enjoy all of the new and interesting people that I get to meet in this profession. I have 12 years in the business and I genuinely like working with my clients who are mostly seniors. It feels great to help people achieve some peace of mind and enjoy a better life. I specialize in Reverse Mortgages and HECM for Purchase for clients 62 and older.

Aside from work, I think James Taylor said it best in one of his songs, “The secret to life is enjoying the passage of time.” I enjoy spending my time with my wife of almost 40 years, grandbaby sitting, and sports of all kinds.


How a HECM for Purchase Can Help You Make Your Move

Seniors are learning a reverse mortgage can be used to take advantage of current favorable real estate conditions to buy their retirement home

Last June, Andy and Beatrice Hollimon traveled from their Midwest home to Florida for vacation. There, they looked at a few homes to see what local real estate was available. “For about 15 years, we’d been dreaming of someday retiring in Florida,” Andy explained.

Having kept an eye on real estate trends, Andy felt that buying a property sooner would be financially advantageous due to favorable real estate market conditions. The challenge: Andy didn’t think they would be able to fully retire and make that move for another ten years.

Now May be the Time to Buy 

According to CNBC, strong economic growth and low interest rates have created the perfect economic mix for a strong housing market in the first part of 2015.[i] In fact, a recent Zillow report indicated that buying a home in most markets is now more affordable than it was 15 years ago.[ii]

Like the Hollimons, many Americans nearing retirement dream of moving for better weather, to find a smaller home or to be closer to family. For Andy and Beatrice, a Home Equity Conversion Mortgage (HECM) for Purchase — a reverse mortgage loan used to purchase a home — made it possible for them to buy their dream home and retire a decade sooner than they imagined. HECM loans have provided a host of benefits for more than one million U.S.seniors who have leveraged this flexible retirement planning tool. (more…)


Senior Housing Guide is a Division of Housing Sense