Senior dogs are often ignored when people adopt, but they make great experienced companions for people of any age. Rescue a senior dog and let ’em teach you a few new tricks. For more information on adopting a senior fellow visit www.topdogfoundation.org or call 952-353-2122.
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Studies show people who do not plan ahead, often spend more of their hard earned money and are less informed to deal with a long term health crisis. Don’t wait, plan now. Get information and assistance to understand the risks you might have that could lead to the need for an expensive move. Understand how to manage those risks. (more…)
“Market rate” means that a housing unit is paid for by rent, in the same way as any apartment. A lease is signed that states the monthly rent for a period of time and at the end of the lease the landlord can increase the rent. Apartment sizes can vary greatly. Studios and efficiencies are available to 1, 2, and 3+ bedroom apartments with one or more bathrooms. Complexes may offer several different versions of an apartment and costs can vary by adding a bathroom, sunroom, square footage, or view. Costs can also be affected by the addition of services, (if any are available) such as meals. Usually there are very few services (more…)
A growing number of residences specialize in care for people with Alzheimer’s and related symptoms of dementia. Some are stand alone facilities that are “Dementia Only” while others are a specialized unit in a nursing home or an assisted living facility. Another type of residence for people with memory care needs is Residential Care Homes. Residential Care Homes are typically single family homes that have been turned into a residence for 5 to 10 people, but they can also be purpose built. Residential Care Homes usually provide general care and/or memory care.
It can take time to find housing that is affordable, but the result can be worth the effort. Rents in these communities vary according to ability to pay, based on gross income, (before taxes or Medicare deductions), and assets. Assets include income from Social Security, wages, pensions, welfare, etc. and interest or dividends from IRAs, Certificates of Deposit, stocks, and bonds. With assets such as stocks and bonds only the interest from the asset is counted as income. Assets such as cars and clothing are not counted. (more…)
Assisted Living, Housing with Services, Catered Living, and Service Rich housing are all names that describe a type of housing that helps people with the activities of daily living. In Minnesota in order to be considered “Assisted Living” residences have minimum requirements: 2 meals daily, daily check system, weekly housekeeping and laundry service, and assistance with 3 or more of the activities of daily living. Additionally health related services must include assistance with self-administration of medication or administration of medication, supervised by a Registered Nurse. Assisted Living residences must also have staff available who can respond 24/7 to requests for assistance with heath or safety neeeds.* Remember if you are helping someone, try to include them as much as possible; it will make their satisfaction level higher. (more…)
Continuing Care Retirement Communities, CCRCs, and Life Care Communities both offer a continuum of care that allows residents to “age in place”. Campuses for these types of communities include separate housing for those who live independently, assisted living for those who need more support, and skilled nursing care for those who need continuous care. Residents of CCRCs pay an endowment fee upon entering as do residents of a Life Care Community, but residents of CCRCs pay for services as they need them and Life Care residents pay a flat fee that remains the same as long as they live there. For both types of communities there is a second person fee for services.
In condominium and townhome ownership residents hold the title to the unit in which they live, but common property such as halls, club house, parking garage and etc. are held jointly by all residents. A major difference between townhome and condominium ownership is that townhome residents own the land their unit occupies and condominium owners do not. Condominium residents own the land jointly. For both condominium and townhome owners, mortgages and taxes (more…)
There are many terms that describe the combination of housing and services which can vary from state to state. In Minnesota“Housing with Services” typically means that some or all of the following services are available to some extent: dining, housekeeping, laundry, and personal care. “Assisted Living” residences have these services, but in order to be considered “Assisted Living” the services have minimum requirements: 2 meals daily, daily check system, (more…)
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