Comprehensive Senior Housing for Minneapolis and St. Paul and surrounding counties

Recent Stories & Articles

New Real Estate Rule Could Affect Future Home Sales

When it comes to buying or selling a home, most of us expect a familiar process: offer, contract, closing. But starting December 1, 2025, a new federal regulation could change what’s required in certain transactions… and we want you to be informed ahead of time. The Financial Crimes Enforcement Network (FinCEN) is launching a nationwide […]

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Longer Term Mortgages Can Cost Much More

  A lower monthly payment sounds appealing but it may come at a much higher price. When buyers hear about 40 or 50-year mortgages, it’s easy to see the appeal. The payment is smaller, the budget feels easier, and the dream home seems more within reach. But while stretching out a mortgage can make monthly […]

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Missed Opportunities Are Far More Likely

  If you’ve been sitting on the sidelines, waiting for mortgage rates to drop back below 4% before making a move, it’s time for a reality check. While we all loved the historically low rates of 2020 and 2021, those numbers were driven by extraordinary global circumstances, not typical market trends. And expecting them to […]

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Delay Gratification Now for greater Rewards Later

  There’s a classic example used in behavioral psychology: the marshmallow test. In this experiment, children were given a choice: eat one marshmallow now, or wait a little while and get two. The lesson? Those who could delay gratification tended to experience greater success later in life. That same principle applies beautifully to homeownership. If […]

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What and Why Contingencies Matter

  of the most common contingencies is the home inspection contingency. This allows the buyer to have the property professionally inspected after the offer is accepted. If the inspection uncovers serious issues, such as foundation problems, roof damage, or plumbing concerns, the buyer has the right to negotiate repairs, ask for a price reduction, or even […]

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